Residential Property Loans.


Calima Services will provide you with the financing you need to complete your own home project. We are able to guarantee that we will obtain the best rate available in the market to our customers. Even our clients will have access to sub prime and hard money loan programs that are not available in banks. We have programs that do not require income verification and programs for clients with bad credit.

With us you will not only find financing for the purchase of new homes, but you will also have many options as an owner to refinance your existing loans to reduce interest rates or take out cash from the capital you have in your home. They can use cash for debt consolidation, home improvement or any other reason they may have. With our advice and help you can achieve a wide variety of financial goals.

At Calima Services we have the knowledge, skills and resources to be the best advisor in the residential mortgage market.

Commercial Property Loans.



» Acquisition and development.
» Bond.
» Bridge loans.
» Business loans.
» Construction.
» Forward commitments.
» Joint ventures.
» Mezzanine.
» Nonerecourse.
» ​Notes purchased.
» Purchase.
» Refinance: Cash-Out.
» Refinance: Rate and Term.
» Remodel/renovation.
» SBA loans.
» Second mortgages.


» Agricultural (ranches and farms).
» Automotive (gas stations, carwashes, etc.).
» Churches.
» Hospitality (motels and hotels).
» Industrial.
» Land.
» Leisure (golf courses, marinas, RV parks, etc.).
» Medical (hospitals, clinics, etc.).
» Mixed-use properties.
» Mobile/manufactured home parks.
» Multifamily (See Multifamily matrix for details).
» Office buildings/complexes.
» Office condos.
» Owner-occupied businesses.
» Parking lot sites.
» Rehabilitation facilities.
» Retail (shopping centers/strip malls).
» Self-storage.
» Single-tenant buildings.

Business Loans.


Equipment Leasing:

The equipment leasing market is a fast growing segment of the commercial lending market. All companies must invest in equipment to grow their business and to improve their company’s overall efficiency. Equipment financing or leasing is an ideal way for corporations to purchase new equipment without investing a significant amount of capital upfront.

Accounts Receivables Factoring:

With the challenging economic environment, Accounts Receivable Factoring has become an important option for many small and medium companies. By offering Accounts Receivable Factoring services, we can help you alleviate short-term cash flow shortages by enabling you to use your Accounts Receivable as security for short-term lines of credit or cash. 

SBA Loans:

SBA provides loans for people who are looking to start a business or expand an existing business. SBA participates in a number of loan programs designed for business owners who may have trouble qualifying for a traditional bank loan. 

Business Lines of Credit:

A Business line of credit is offered like a credit card for businesses for a lot of different reasons. A business will have a predetermined amount of credit with one of our banks and can use it over time as needed for working capital. Collateral is not usually required unless the business has poor credit when they apply. The amount issued for a business line of credit depends on the business’s credit rating and cash flow.

Working Capital Loans:

A business can have access to cash for any reason. This is a very easy loan to qualify for and they fund in 2-3 days.

Personal Loans.


Loans up to $50,000.00 for any reason down to a 500 credit score. 

» Start a business.
» Home Improvements.
» Consolidate debt.
» Pay off credit cards.
» Major purchases.
» Vacation.
» Medical expenses.
» Pay taxes.

We can setup your business to provide financing for your customers as well.

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