• Learn about reports and credit scores.

    Learn how to get a copy of your credit report and how to correct errors in it. This will help you improve your credit score. Your report and credit score can affect your ability to get a loan, rent a property or even get a job. A credit report contains the payment history of your bills, current debts and other financial information. Companies and lenders use your credit report to calculate your credit score (usually between 300 and 850). The higher the score, the lower your interest rate for a loan or credit card. Learn some of what you can do to start or improve your report and credit score:…

  • Prepare for taxes: plan today to file your 2019 tax return

    The Internal Revenue Service urged taxpayers to take action now to avoid surprises when they file next year and ensure a smooth processing of their 2019 tax return. This is the first in a series of reminders to help taxpayers prepare for the next tax filing season. For this, the IRS recently updated a special page on its website that describes the steps that taxpayers can now take to prepare for the 2020 tax filing season. Gather documents and organize tax files. The IRS urges all taxpayers to develop a file maintenance system, electronic or paper, to keep important information in one place. Keep copies of the statements submitted and…

  • How do I apply for an ITIN?

    You can file Form W-7, Application for IRS Individual Taxpayer Identification Number (ITIN), with your federal income tax return. You must also include original documentation or certified copies from the issuing agency to prove identity and foreign status. If you qualify for an exception, then file Form W-7 with your proof of identity and foreign status documents and supporting documentation for the exception. Where to apply? Option 1 Mail your W-7, tax return, proof of identity, and foreign status documents to: Internal Revenue ServiceAustin Service CenterITIN OperationP.O. Box 149342Austin, TX 78714-9342 You will only file a tax return to the address above once, when you file Form W-7 to get…